Personal Products
Personal Health Insurance
Private healthcare has become the most important insurance policy as people live longer but face more hazardous diseases. Particular in Hong Kong where average age of a man is 80 years old and woman 85 years old.
There are numerous health insurance policies available in Hong Kong and it is not easy to find out which is the best. Here are some points to consider:
1) Should I insure a medical insurance policy or a Criticall Illness Life insurance policy ? What are the differences ?
2) If my company has provided medical insurance cover for me, and my spouse company also extends my cover, should I still need to insure a personal medical insurance plan ? Why not ?
3) How to cover pre-existing illnesses conditions in my health insurance policy ?
4) If we are planning a family or to have children in near future, what Maternity benefit are available in Hong Kong ?
2) If my company has provided medical insurance cover for me, and my spouse company also extends my cover, should I still need to insure a personal medical insurance plan ? Why not ?
3) How to cover pre-existing illnesses conditions in my health insurance policy ?
4) If we are planning a family or to have children in near future, what Maternity benefit are available in Hong Kong ?
5) If our family history has congenital diseases, how to cover for our future children ?
Personal Life Insurance
Personal Life Insurance
1) When should I buy life Insurance ?
2) What is better for me, Non-Saving Life Insurance or Saving Life Insurance ?
3) If I have a Global Medical Policy, should I still need to insure Critical Illnesses Insurance ?
Travel Insurance
1) In the market, so may travel insurance are available, how to choose ?
2) If I travel to USA, which plan is better ?
3) If I travel with my parents, which plan is better ?
4) Is there any travel plan covering Smart Phone and Tablet ?
5) If I am traveling to several countries, what plan is better ?
Home & Helper Insurance
1) Whether you are a homeowner or a tenant, you need to insure Home Insurance as it covers your third party liability. How to insure ?
2) How to insure your valuables, wedding rings or watches ?
3) If I am the homeowner, what additional risks I need to insure rather than as a tenant ?
4) If my property is mortgaged, how should I insure a policy to provide my bank ?
5) What I need to note if purchasing a Helper Insurance ? Waiting Period ? Employment Contract ?
2) How to insure your valuables, wedding rings or watches ?
3) If I am the homeowner, what additional risks I need to insure rather than as a tenant ?
4) If my property is mortgaged, how should I insure a policy to provide my bank ?
5) What I need to note if purchasing a Helper Insurance ? Waiting Period ? Employment Contract ?
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